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Who needs it? |
Anyone who wants free checking that comes with free e-statements. Plus, free online services and cash-back debit card rewards. |
People who want a traditional account with unlimited check writing ability as well as free debit card and online banking services |
People who want a full array of banking benefits and special free services while earning an attractive interest rate |
People who want an account that combines all deposit and loan balances to offset fees plus get high-value perks. |
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Requirements |
No minimum balance requirement |
$99 minimum daily balance or a reoccurring direct deposit per statement cycle required to avoid fee |
$2,500 minimum daily balance required to avoid fee |
$30,000 combined minimum daily balances from eligible linked deposit and loan accounts |
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Any fees? |
No monthly maintenance fee; e-statements required to avoid $5 per paper statement fee; Write up to 5 checks per month, $.50 per check over monthly limit |
$9.99 monthly maintenance fee when minimum balance falls below monthly requirement or no recurring direct deposit per statement cycle |
$25 monthly maintenance fee when minimum balance falls below monthly requirement |
$30 monthly maintenance fee when minimum balance falls below monthly requirement |
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